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A growing trend in household debt
Lysoněk, Petr ; Pardupa, Martin (advisor) ; Vostrovská, Zdenka (referee)
This paper deals with the trend of household debts and consumption, compares it with other countries, searches for the reasons of this fact in the Theory of consumption and explains possible consequencies for the economy and the households in the future. It describes the changes in the evolution of the financial sector, financial institutions and its products. It commes up with answers to the causes of growing debts for one thing in the transformation changes of the economy , the changes of ownership of financial institututions and at last the adjustments in the economic evolution and the progress of human mind.
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The analysis of the technical equipment of Czechoslovak household in 1970´s
Machů, Kateřina ; Stellner, František (advisor) ; Szobi, Pavel (referee)
Bachelor thesis contains a description of everyday life and consumer society in the Czechoslovak Socialist Republic at 1970s. It is focused on technical equipment of contemporary households. The thesis is based on the hypothesis that during the seventies market offers to women household appliances they never had before. In more detail it analyzes the situation of the first automatic washing machines. The aim of my thesis was to discover what changes the automatic washing machine brought to the nature of women's work and also what were the differences of laundry technology between the Czechoslovakia and Western countries during the seventies.
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Set of Problems connected with Household Indebtedness at Economic Crisis Time
Kolaříková, Andrea ; Bartošová, Jitka (advisor) ; Bína, Vladislav (referee)
I intend to specify this issue, describe the problems of indebtedness in a time of economic crisis and financial crisis as its own, whatever the causes of its origin or consequences caused by the economic crisis. There are also used graphs and tables with specific data on this important issue. The practical part is devoted to analysis of household debt in the country. With the program Statgraphics I tried to find out what variables had an impact on the balance of households in each year, I conducted to compare how these variables differed or not. Furthermore, I devoted to the development of loans to households and, of course, the inability of Czech households with payment of loan installments. In this section I have created and prepared many charts and tables that make it possible to make some assessment.
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Financial Balance of Households
Siegelová, Klára ; Bartošová, Jitka (advisor) ; Bína, Vladislav (referee)
The main task of this thesis deals with the financial balance of Czech households. The thesis monitors changes in the development of the debt burden of households, but it also pursue the development of their economies. The chosen period is the period from approximately 1997 to 2007 before the financial crisis and the period during the crisis in 2010. The aim of this paper is statistical analysis of data file Household budget survey in 2009. It focuses on the financial balance of households based on the difference between revenue and expenditure of households.
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Analysis of the Liberalized Market with Electricity in the Czech Republic
Pavlíček, Martin ; Zámečník, Petr (advisor) ; Vácha, Vladimír (referee)
This paper deals with market with the electricity in the Czech Republic after it has undergone a process of liberalization. The issue of the whole market is viewed from the perspective of households. The work focuses on the liberalization process and its legislative background. Furthermore, it gives a detailed view of individual participants in this market and examines how they impact on residential customers. After a detailed examination of the different components of electricity prices, is paper focused on a comparison of quotations of selected suppliers in the years 2006 - 2011. The work also highlights other aspects that are important when selecting suitable supplier of electricity to retail customers. The paper thus gives a comprehensive view of the liberalized electricity market in the Czech Republic, provides instructions on how to orientate on the market and how to choose the right supplier of electricity to your household.
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Family finance in times of economic crisis
Horáková, Lucie ; Schönfeld, Jaroslav (advisor) ; Smrčka, Luboš (referee)
The global economic crisis, which we associate with the beginning of the U.S. housing bubble, greatly influenced the behavior of most economical subjects, including the family-household, which is the object of interest of the author. This paper seeks through comparison of macroeconomic indicators from the years before and after the crisis, to find, describe and explain these changes. Another goal is to prove the truth or falsity of selected economic theories dealing with economic behavior. Most relevant sources of statistics are made up of state institutions, notably the Czech National Bank and the Czech Statistical Office. Characteristic feature of this work is that it does not only consider economic aspects of the problem, but trying to describe the differences in behavior from a psychological perspective.
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Households consumption development in the Czech Republic
Arnošt, Václav ; Pavelka, Tomáš (advisor) ; Nečadová, Marta (referee)
This work deals with the progress of composition of households consumption in the Czech republic. The aims of this work are to explore the progress of the composition of households consumption, influation of seasonal leverages in connection with the height of the household consumption and to survey the change in the consumption between years 2008 and 2009 in relation to the economic crisis. The theoretical part consists of concepts and methodical work with the data and describes relation between hight of the disposable income and amount of consumption. The practical part relates to analysis of goods and services price progress, seasonal changes in consumption and progress of expenditure groups.
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