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The occupational pensions and their role in providing people of old age
Borisova, Olga ; Radová, Jarmila (advisor) ; Bártová, Hana (referee)
This bachelor work focuses on such a product as occupational pensions in its former form and current version called additional pension savings. The first part is dedicated to the reasons of the pension reform in CR which occurred in parametric as well as in paradigmatic transformations of the whole pension system, which is described in the end of the part. Due to the goal of the work the progress of occupational pensions is being studied throughout recent years to evaluate and compare the pension funds from the aspect of their efficiency. An important attempt is the juridical comparison and evaluation of differences of those two variations. As well the work outlines the other alternatives of financial provisions in comparison with the third pillar.
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Current issues in household insurance
Stárková, Veronika ; Ducháčková, Eva (advisor) ; Bártová, Hana (referee)
The bachelor thesis focuses on the household insurance issues. The theoretical section clarifies a basic characteristic of property insurance with great emphasis on household insurance. Firstly, the practical section deals with matters of taking out insurance and factors which influence an insurance premium. Further, the emphasis is on up-to date issues in the household insurance market. The point at issue is underinsurance as well as a right level of insurance amount and insurance fraud. The thesis also clarifies processing insurance claims and the attitude of the insurance companies toward underinsured property. In conclusion, there is a questionnaire used to assess the main issues and to outline people's attitude toward protection their property.
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Solutions of financial needs of retired people
Kadlečková, Tereza ; Ducháčková, Eva (advisor) ; Bártová, Hana (referee)
The bachelor's thesis is focused on the matter of state retirement system and products of commercial domain that supply the state pension. The purpose of this thesis is to describe three pillars of the retirement system and to outline the alternatives of savings for retirement in the commercial domain. In the analytical part, the goal is to compare each product according to the sum of money that was saved up. In conclusion there are results of comparison and a recommendation of the best way of saving for a citizen.
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The taxation of financial sector
Paloučková, Eliška ; Radová, Jarmila (advisor) ; Bártová, Hana (referee)
The diploma thesis deals with the taxation of financial institutions focused on European Union. The thesis provides a short view on the inception of financial crisis in USA and the costs spent by national governments on rescue of systemic important institutions on the market. The history of banking tax concept is briefly summarized on theoretical level and also two real historical examples of taxation in financial sector are provided. The main part of the work is focused on the current proposal of European Commission and the impact of its implementation. The practical part of diploma thesis is based on particular model examples how this proposal would work in practice.
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Old age security in the context of the pension reform
Doubková, Petra ; Radová, Jarmila (advisor) ; Bártová, Hana (referee)
The diploma thesis deals with the pension system of the Czech Republic in the context of the pension reform. It responds to the issues of unfavorable demographic developments. The starting point of the thesis is theoretical description of the classification of the pension systems. The attention paids to the characteristics of the pension system in the Czech Republic. The main part of the thesis analyzes individual pillars and highlights the changes caused by the pension reform. The practical part of the thesis focuses on the evaluation of the profitability of the funds of the third pillar, the calculation of the pensions from the first pillar pensions arising from comparing each of the three pillars of the pension reforms and proposals of the pension reforms. The aim is to analyze certain issues and evaluate how the pension reform was successful.
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Current trends in the insurance markets
Šťastná, Vendula ; Daňhel, Jaroslav (advisor) ; Bártová, Hana (referee)
This dissertation deals with current trends in insurance. The aim of this thesis is to find the development trends, which have affected the insurace market the most in the last years. The first chapter is focused on the implementation of regulatory projects in insurace main Solvency II. The second part of disertation familiarizes the trends in the products of life and non-life insurace. At the end of this dissertation, there is the prognosis of the future development in insurance.
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The Economy of facultative reinsurance from the point of view of a reinsurance company
Půhoná, Monika ; Daňhel, Jaroslav (advisor) ; Bártová, Hana (referee)
The main topic of my master thesis is the economy of facultative reinsurance from the point of view of a reinsurance company. First, the thesis briefly deals with the general structure of reinsurance and then is focused only on the facultative part. The thesis puts emphasis on the specific characteristics of facultative reinsurance and the creation of reinsurance slip and then uses this knowledge in a case study. The case study shows the risk from the insurance company and reinsurance company side and its aim is to create proper reinsurance structure for a power plant in Bulgaria. The thesis finishes with a chapter about the development of several reinsurance companies in the market.
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The Religious Sisters' charitable and social service after 1948
BÁRTOVÁ, Hana
This bachelor's thesis focuses on the destiny of female orders and congregations, whose traditional work in educational and medical institutions was forbidden by Action Ř in 1950. Communist regime tried to force nuns to take off their habits and work in civil occupations, by means of hard work in factories and on farms. Female orders, whose main role was to educate children and youth, and contemplative orders had to find new areas for their activities. Despite the difficult situation, nuns tried to carry out social and charitable work in such areas, where communist regime allowed them to do so. Many of such affected female orders and congregations found their fulfilment as care workers in health service, social and charitatible area, particularly by taking care of the sick, the old and mentally and physically disabled people. The theoretical part focuses on a description of the relation between church and state after 1948, the status of nuns after the communist takeover in February 1948 and district church secretary's and region church secretary's tasks in relation to nuns. The thesis describes communist work camps for nuns in more detail, there were strict rules and routine and very poor conditions, far from dignified way of life. The summary shows individual communist work camps with factories and workshops, where nuns had to work. The reseach part of the bachelor's thesis describes nuns' social and charitable work after 1948 and their motivation that helped them overcome difficulties, resulting from communist regime. I used the method of qualitative research and oral history method. I have made four profiles of nuns, on the basis of their life stories. These profiles monitor their lives with respect to the topics from the theoretical part of the bachelor's thesis and everything is supported with suitable quotations. I try to monitor both common and different experience of individual nuns and consider how questions of great history reflected on their life stories. The conclusion of the bachelor's thesis cosiders nuns' motivation for their devoted service to their neighbours, their attitudes, opinions and experience.
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Analysis of the Czech insurance market and its future forecast
Skříčilová, Lucie ; Ducháčková, Eva (advisor) ; Bártová, Hana (referee)
The main goal of my disertation work was to analyze the development of the Czech insurance market from 2000 until 2011 and create a forecast until the year 2015 at this market. In the first part of my work I will focus on demarcation of the commercial insurance, I will mention few interesting information about history of the Czech insurance market and its regulation. We will also describe important indicators of the insurance market. In the second section of my work we will analyze the branch of the life and non-life insurance in the Czech Republic from 2000 to 2011. In the third part we will create the concrete forecast of the Czech insurance market until the year 2015 using analysis of time series of written premium and GDP.
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Insurance companies and their funding of marketing activities in the field of sport in the Czech Republic
Rapantová, Nela ; Radová, Jarmila (advisor) ; Bártová, Hana (referee)
The aim of this thesis is to analyse the marketing activities of insurance companies in the field of sport and success of those activities. The aim is also finding of public awareness of those activities and their financial analysis. The first part is dedicated to the theory of Sports Marketing, second part of thesis is about specific marketing activities in sports of the three insurance companies, Česká pojišťovna insurance company, ČSOB Pojišťovna insurance company and Kooperativa insurance company. This part deals with the reasons of supporting the field of sport, its use, success and future. The third part is a research of public awareness of sports marketing of Czech insurance companies. The last part contains a financial analysis.
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