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Evaluation of the Financial Situation in the Firm and Proposals to its Improvement
Dvořák, Milan ; Měsícová, Milada (referee) ; Žižlavský, Ondřej (advisor)
Bachelor thesis "The evaluation of company's financial situation and the proposal for it's resolution". The theoretical part deals with the financial analysis which is focused on its resources, methods, method of calculation and interpretation of the results. The practical part treats with its application in the company. I will elaborate the financial analysis for the Agricultural cooperative in Unčovice. After carying out the analysis, I will evaluate its contemporary financial situation and offer the possible resolutions to improve this given situation and to maintain it in the optimal conditions necessary for the regular operation of the company.
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Liquidation of the inheritance from the point of view of procedural subjects
Nešněrová, Karolína ; Sedláček, Miroslav (advisor) ; Smolík, Petr (referee)
Liquidation of the inheritance from the point of view of procedural subjects Abstract Liquidation of the Inheritance from the Point of View of Procedural Subjects," focuses on the procedural subjects involved in the process. The aim of this work is to clearly state who participates, when they become a participant, how their participation affects the proceedings, what obligations they have under the law, and what rewards they receive for their participation. The area of law pertaining to the liquidation of estates has undergone considerable recodification, bringing about numerous changes. The liquidation of an estate is a broad topic. In the introduction of this work, the author acquaints the reader with the reasons that led them to choose the given topic. The work is divided into seven chapters, each of which contains subchapters. Chapter one provides an introduction to probate proceedings, outlining the individual steps taken after the death of a person, while defining the concept of liquidation of the estate and explaining its purpose. Chapter two deals with the ordering of the liquidation of the estate and the procedural prerequisites that must be met for the court to order liquidation. The author also discusses the content of the decision and its effects. Chapter three is important as it describes who...
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Debt trap as a couse of homelessness
ŠTĚRBOVÁ, Ludmila
The thesis deals with the correlation between debt trap and homelessness. This is a theoretical work. The first part of the thesis informs about basic financial terms and concepts and financial literacy of the Czech Republic population. The second part describes the phenomenon of homelessness. The forms of homelessness, causes and consequences of homelessness and also pathological aspects associated with homelessness are listed and described here. The last part od the thesis offers solutions to both indebtedness and homelessness. Organizations helping homeless people are described in detail, the most important of which is the non-profit organization the Salvation Army. The thesis also provides information about the Merciful Summer event and presents forms of debt management and new legislation in favor of indebted individuals.
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Ethical and social impacts on individuals in insolvency
ČADKOVÁ, Karolína
The diploma thesis deals with the impacts on the ethical and social level on individuals who are in the process of debt relief. The aim of this work was to analyze and describe these impacts, and based on the findings to suggest some solutions that could positively affect the debt relief process by key actors, including social workers, the state and the debtors themselves. The thesis also describes the social context together with debt issues and explains the basic framework of the institute of debt relief. The evaluation took place through qualitative research, in which the identified topics were subsequently reflected. Finally, some specific steps are formulated, on the basis of which the negative impacts associated with the insolvency process could be mitigated.
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The life situation of an individual in insolvency proceedings
BUREŠOVÁ, Andrea
This bachelor´s thesis is focused on the topic: Life situation of an indebted or over-indebted individual. This final work contains an explanation of the concept of life situation and social functioning followed by a description of difficult life situations. In the introductory chapter there is an overview of debt problems which describes basic concepts such as indebtedness and over-indebtedness, causes of indebtedness, person of the debtor and loan market. Following chapters describe consequences of debts or over-indebtedness and how to help these particular person. Part of this bachelor´s thesis contains also qualitative research was led in a counselling service agency - providing social professional counselling with focus on debt counselling. Based on the detailed analysis and interview with a counsellor, my research has identified effect for such debts or over-indebtedness´s and subsequent solution of bankruptcy in the life situation of an individual. According to the result it can be briefly concluded that indebtedness and over-indebtedness have an adverse impact on the living situation of an individual from economic, social, psychological and health point od view. On the opposite site bankruptcy solution helps to improve life situation of an individual because debt relief brings various benefits.
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Indebtedness of families and individuals in the Czech Republic and its impacts.
ANTLOVÁ, Romana
The diploma thesis contains an evaluation of the economic situation in the Czech Republic as seen by the public and an evaluation of the income of their own household. For this purpose, data obtained from surveys of the non-profit institute STEM and data of the Czech Statistical Office were used. This is followed by a section on debt, why people are indebted, what are the reasons why they are unable or unwilling to repay. Another part of the work is devoted to ethical insight. The following part is devoted to psychological impacts having a significant impact on human health and factors supporting health and resistance. The last part is devoted to the impacts of social and social assistance. I relied on scientific literature and related electronic resources.
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Counseling work with people in crisis
KŘÍŽOVÁ, Renáta
The bachelor thesis deals with individuals in difficult life situations at risk of social exclusion. It finds out what difficulties the clients came to a particular non-profit organization with, what procedures and methods of direct work with them were chosen and how the problems were overcome and solved.
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Policies of the Prague districts to indebted households at risk of loss of housing and their implementation
Vidláková, Martina ; Trlifajová, Lucie (advisor) ; Ochrana, František (referee)
This thesis analyses local housing policies in connection with over-indebted households and households at risk of over-indebtedness and loss of housing. The design of housing policies and the perception of these households by selected districts of Prague will be studied through the analytical framework of responsibilisation. Detailed examination of approaches towards dealing with rent arrears is used to analyse the assigning of responsibility for housing situations caused by rent arrears to various actors in the districts. Shifting of responsibility for the situation and its solution is profoundly manifested in connection with rent arrears. Responsibility is shifted primarily on the households, although the districts attribute varying degrees of responsibility for solving housing situations caused by rent arrears also to themselves. Structural causes of debt are absent in the approaches of districts to rent arrears, which for authors using the responsibilisation concept is a feature of advanced liberal societies.
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Liquidation of probate estate due to excessive debts
Libert, Karel ; Macková, Alena (advisor) ; Pohl, Tomáš (referee)
This thesis deals with one of the civil procedure institutes, liquidation of probate estate due to excessive debts, also known as liquidation of heritage that is newly designated as liquidation of inheritance. The thesis aims to comprehensively cover the liquidation-of-inheritance-procedure, from the opening of inheritance proceedings till the issuance of the decision resolving the case. The thesis is divided into five sections. Introductory section explains the terminological shift from the concept of liquidation of heritage to the concept of liquidation of inheritance, it acquaints the reader with the legislation changes that took place at the turn of 2013 and 2014 and it outlines the differences between liquidation-of-inheritance-procedure and the standard inheritance proceedings. The second section of the thesis seeks to define the concept of liquidation of inheritance. The definition is being found within the sense and purpose of the legislation of this institute and it is also stated that the legal definition of this institute has not been legally established. In the third section of the thesis, there is a concise summary of development of the liquidation-of-inheritance-legislation in Czechoslovakia and the Czech Republic since the late 19th century to the twentieth century. It may be noted,...
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