National Repository of Grey Literature 228 records found  1 - 10nextend  jump to record: Search took 0.00 seconds. 
The impact of Brexit on the activity of banks: 2013-2021 country by country reporting data
Hatalová, Lucia Mária ; Janský, Petr (advisor) ; Sivá, Soňa (referee)
The withdrawal of the United Kingdom from the European Union marks one of the most important events in recent history. The consequences of Brexit, particularly the loss of passporting rights in the services sector, have had severe adverse effects on British trade because it created barriers and challenges for British businesses to access the EU market and vice versa. This thesis aims to contribute to the existing literature on the impact of Brexit on financial ser- vices, specifically focusing on the banking sector. I use the country-by-country reporting data spanning from 2013 to 2021 to investigate the activity of 44 Eu- ropean banks. Using the turnover of the banks as a substitute for measuring banking activity, I estimate the gravity model employing the PPML and OLS estimators. The results indicate a negative effect of 24% on the turnover of British banks abroad relative to the domestic turnover. This suggests that the loss of pass- porting rights and the subsequent regulatory changes decreased the international operations of UK-based banks. In contrast, EU-based banks experienced 30% higher turnover in partner countries than domestically. 1
The Use of Monetary Policy in the Simulator of Economic Instruments
PŘIBYL, Matěj
This thesis describes monetary policy and the use of its instruments in the modern economy. Monetary policy is a set of tools used by a nation's central bank to control the overall money supply and promote economic growth and employ strategies. The tools used and described in this thesis are for example, open market operations, discount rate and reserve requirements. These tools are used as a solution to random events that happen in a nation's economy. All these events are contained in a script which describes and suggests correct economic instruments to use. The main objective of this thesis is implementing the script into a diagram. The diagram also contains various choices and options to resolve events contained in this diagram. For example, rising inflation is dealt with by increasing interest rates. The output of the thesis will help banks to resolve various economic events and can also be used as a tool to educate students in economy oriented schools.
IFRS 9 - a new approach to financial instruments reporting
Kumar, Sunny
This diploma thesis deals with the new classification and measurement of financial instruments and quantifying the impacts on banking organizations after application of new standard IFRS 9. Since IFRS 9 superseded IAS 39, therefore this thesis makes a research and analysis on the financial reporting mechanism used before and after introduction of IFRS 9. Theoretical part of the thesis explains classification and measurement of IFRS 9, a qualitative comparison between IAS 39 and IFRS 9 and the different impacts on organizations by application of new standard. The practical part quantifies those impacts by analyzing financial statements and reports that may influence effectiveness, control and revenue for the 3 banking organizations from Czech Republic in their financial instrument reporting.
Foreign inspiration in the marketing of banking institutions
DRDOVÁ, Jana
The principal objective of this thesis is to describe and analyze the marketing activities of provided services and products of banking institutions abroad and the Czech republic. The thesis focuses on selected banking institutions from the Czech republic - Komerční banka, a.s. and Československá obchodní banka, a.s. Erste Bank was selected as the representative from the Austrian banking market. The thesis is based on data obtained from annual reports and websites. Additional data were obtained from interviews with representatives of bank institutions. The thesis contain a theoretical part bases describing the definition of marketing, what is marketing communication a what new trends in marketing communication are used. The thesis also deals with the comparison of marketing communications of selected banks. Then there is a multicriteria analysis. The analysis focused on the scoring method of websites and subsequently on the scoring of banks Instagram pages. Subsequently, the results of the analysis, including recommendations, are evaluated. The recommendations could streamline marketing communication in the Czech banking market.
Consumer behavior of generation Y in the banking market
PETRENKO, Viktoriia
This diploma thesis deals with the Generation Y consumer behavior in the banking industry. The aim of this thesis is to find out the key factors influencing consumer decision-making during selection banks by analyzing their decision-making process and prepare recommendations for banks operating in the Czech Republic. The theoretical part of this thesis focuses on consumer behavior, factors influencing this behavior, broader generational classification and more detailed characteristics of Generation Y. The practical part contains the evaluation results of the quantitative research and recommendations for banks operating in the Czech Republic. The proposals relate to reducing bank charges, improving interpersonal communication and investing in artificial intelligence.
Examining Innovation-Growth View and Innovation-Fragility View: A Case of European Countries
Xu, Yunqiao ; Janda, Karel (advisor) ; Radošević, Slavo (referee) ; Hanzlík, Petr (referee)
This thesis examines the innovation-growth view and innovation-fragility view on the impacts of financial innovation on banking performances in 22 European countries. It focuses on three aspects of analysis: the relationship between financial innovation and bank growth, the relationship between financial innovation and bank stability, and the relationship between financial innovation and banking performance reduction during the COVID-19 pandemic. The panel data sample consists of 4479 active banks in 22 European Union countries from 2008 to 2020. This paper uses the fixed effects model. The paper finds that financial innovation contributes to both bank asset growth rate and bank loan growth rate. Banks with lower market shares, higher loan to asset ratios, and higher tier 1 capital ratios have faster asset growth rates compared to others. Financial R&D intensity value added leads to both lower bank z-score and lower log bank z-score, while the ratio of off-balance sheet items to total assets leads to a higher log bank z-score. There is also evidence for cross-country variation. During the COVID-19 pandemic, off-balance sheet items divided by total assets negatively impacts the change in ROA for banks between 2018 and 2020, which supports the innovation-fragility view.
Impacts of Brexit referendum on European banks: evidence from Country-by-Country Reporting
Moravec, Petr ; Janský, Petr (advisor) ; Janda, Karel (referee)
1 Abstract In the negotiation period of Brexit in the years 2016-2019, banks in the UK had to plan their activity based on the expectation of whether they would have passporting rights in the future or not. The referendum's consequences may foreshadow what the actual Brexit will entail. This master thesis investigates the impact of the Brexit referendum in 2016 on the banking activity of the 45 largest European banks during the negotiation period. I use gravity analysis for inter-country transactions, and a brand-new "Synthetic Difference in Differences", together with Synthetic Control and standard Difference in Differences, for intra-country transactions. Although all of these methods were used in the literature in the context of the Brexit referendum, the Country-by-Country Reporting (CbCR) dataset that I use has not yet been used in such a context. I use turnover reported in CbCR by European banks as a proxy for banking activity in the years 2013-2019 and, thus, have four pre-treatment years (i.e., 2013-2016) and three post- treatment years (i.e., 2017-2019). Using the gravity model, I discovered empirical evidence that banks reported lower turnover since the Brexit referendum in their partner countries by between 14.5% and 44.6% relative to their domestic country. Yet, banks that have British...
SME Access to Finance and Monetary Policy of the ECB
Brázdová, Martina ; Horváth, Roman (advisor) ; Dědek, Oldřich (referee)
The objective of this thesis is to provide new insights into determinants of firm access to finance, and the role of the European Central Bank's (ECB) monetary policy. Not only do we describe and analyze the determinants of access to finance, but we focus on the theory of financial intermediation, as well. The key part analyses European Commission (EC)/ECB survey data for 16 euro area economies from 11 survey waves in the period from 2009 to 2014. We build our model using traditional firm-level variables such as firm size and age as well as a novel measure of the ECB's monetary policy stance - the shadow rate. We hypothesize that smaller and younger firms with decreased profitability over the past 6 months and increased leverage over the same period are more likely to report problems with access to finance. Our results are intuitively consistent with theoretical expectations and also show that the looser the monetary policy of the ECB is, the lower the composite financing gap indicator. Interestingly, we do not confirm the existence of risk taking channel of the monetary policy. Overall, we make use of the most recent survey data, extend the dataset, and use modified methodology for our estimation.
Basel III: Evaluation and Impact in the Czech Republic
Gleta, Jakub ; Teplý, Petr (advisor) ; Geršl, Adam (referee)
The thesis is focused on content and impact of the new Basel Capital Accord, commonly known as Basel III. These rules react to recent development in global financial markets and introduce some substantial changes into regulatory approach, which include changes to the definition and required amount of regulatory capital and presents new liquidity requirements. The thesis then assesses new rules form two points of view. First, a quantitative model is constructed that predicts the impact of new rules on capital adequacy of four major Czech banks based on default rates data. In the second part of the analysis, institutional impact of new regulation is stressed, namely the question of how new rules fit within the theoretical framework of optimal regulatory architecture and what pitfalls they have. The thesis is unique in the eclectic nature of its approach, whereby two seemingly disparate approaches oppose each other and an attempt at synthesis is presented. Keywords Banking regulation, Basel II, Basel III, capital adequacy, capital accords, regulatory impact analysis, credit risk JEL classification G21, G28

National Repository of Grey Literature : 228 records found   1 - 10nextend  jump to record:
Interested in being notified about new results for this query?
Subscribe to the RSS feed.