National Repository of Grey Literature 2 records found  Search took 0.00 seconds. 
Non-interest income management of banks in a global low interest rate environment
Bečvaříková, Vendula ; Teplý, Petr (advisor) ; Džmuráňová, Hana (referee)
The significant change of the banking business models is easily observable in the current banking industry. Banks are forced to find additional source of income besides the one from traditional activities and thus the non-interest income is growing in importance. One of the reasons behind is that the banks need to recover from severe impacts of financial crisis in 2008-2010 and they want to adapt to the environment of low interest rates which has been occurring in the market since 2011. In this thesis, we analyze the presence of direct effect of non-interest income (proxied by fee income) on banks' performance using data of 220 commercial and investment banks from U.S. and EU-28 countries over the period of 2007-2014. Using System Generalized Methods of Moment, the direct effect was not detected. However, we conclude that economy with low inflation rate and growing gross domestic product improves the banks' profitability, as well as high capitalization and operating and credit quality efficiency. Furthermore, we found out that the volatility of the non-interest income has increased earlier than the crisis in 2008-2010 and it has been achieving almost continuous level till 2011 when it started decreasing again. Thus the hypothesis about relationship between volatility and financial crisis was rejected.
Analysis of the transformation process from a limited company to a joint-stock company
Bečvaříková, Vendula ; Balcar, Petr (advisor) ; Herrmannová, Lenka (referee)
This thesis is mainly focused on the creation of a new strategy for one Czech company operating in the software market, in order to reinforce its position in this market and increase its competitiveness. Moreover, an effect of change of the legal form within the fulfilling of the proposed strategy is analysed here. After a brief introduction in (mostly) legal aspects in terms of forms of entrepreneurship, particularly limited liability company and joint stock company, the internal and external analysis of the company under consideration is conducted, focusing especially on SWOT analysis of the company and on the prospective impact of the transformation on its components. The following part describes the proposal of the new strategy which is created on the basis of the standard strategic framework and then, Balanced Scorecard method is used for strategy development into sub-indicators and strategy implementation itself. According to the confrontation of the factors of SWOT analysis with the transformation of the legal form presented above and according to the final analysis of the effect of this transformation on the implementation of the individual strategic goals, the transformation is evaluated as a useful step in the operation of the company. As a conclusion, there are therefore several steps...

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